Whether you want to create your dream kitchen, or pay off debts, the equity you have built in your home can provide you with possible tax-saving financing solutions. Let a Whitney Banker help show you the way.
If flexibility is your priority, then a credit line is your best option. This powerful financial tool is ready when you are with fast and easy access to the cash you need at a rate you can afford.
Ongoing accessibility: Access available funds now and in the future to pay for home improvements, education expenses, and other recurring needs without reapplying.
Flexibility: Adapt to changing interest rates without refinancing-simply convert all or part of your balance into a fixed-rate for predictable monthly payments.
Potential tax benefits: Unlike personal loans or credit cards, the interest on your home equity line may be fully tax deductible. Consult your tax advisor for details.
The perfect solution for a purchase you've been planning or to consolidate high-interest debt. Lock in a low rate and get a fixed, predictable payment.
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Our bankers are registered Mortgage Loan Originators and ready to assist you with all your borrowing needs.
To acquire your Banker's unique identifier (MLO ID), please call 1-800-844-4450 or view Safe Act Registry.
Normal credit qualification apply. Information subject to change without notice.
*The bank will pay most closing costs on lines of $250,000 or less and up to $500 in closing costs for lines over $250,000. Closing costs typically range between $261 and $2,150. Waived closing costs exclude the Orleans Parish Documentation Fee. In Louisiana, if you voluntarily cancel your Home Equity Line of Credit within 12 months of opening, you will reimburse to us the closing costs that we have paid; however, reimbursement is limited to 5% of the unpaid principal balance at prepayment.
**Overdraft option and check access not available in Texas.