FDIC Special Coverage Program Expires At Year End

Notice of Changes in Temporary FDIC Insurance Coverage for Non-interest Bearing
Transaction Accounts

The temporary unlimited deposit insurance coverage on noninterest-bearing accounts will expire at the end of this year. Effective January 1, 2013, noninterest-bearing and interest bearing accounts, including IOLTA and IOTA accounts will be insured by the FDIC up to the standard maximum insurance amount which is $250,000 per depositor, per insured bank, for each ownership category.

For more information regarding the change in the temporary FDIC coverage of noninterest-bearing transaction accounts, visit www.fdic.gov/deposit/deposits/unlimited/expiration.html

Learn More About FDIC Insurance

The FDIC provides an online Electronic Deposit Insurance Estimator, known as EDIE, to help you calculate your insurance coverage.

For additional information, visit fdic.gov or call the FDIC at 1-877-275-3342.

Send your question by email by using the form found at www.2.fdic.gov/starsmail.

Maximize Your Coverage At Whitney Bank & Hancock Bank

Whitney Bank and Hancock Bank are two separately chartered financial institutions and both are fully insured by the FDIC. Ask an associate about structuring your accounts at both banks to maximize your coverage.

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