Whitney Bank offers a wide range of business products to meet the needs of business professionals. Take a look through our available sections and see how we can help you.

Treasury Services

Cash flow has been called the "lifeblood" of any business, and it's easy to see why. While sales and profits are important, you need cash to keep your business afloat - to pay salaries and overhead, buy equipment, and invest in and grow your company. Understanding the basic concepts of cash management will take you a long way toward making sure your cash keeps flowing.

The concept of cash management is really very simple: managing the inflows and outflows of cash from our business in order to reduce costs and increase profits.

Whitney Bank offers a complete line of cash management services designed to help you do just this. These services can be divided into four main components: collections and receivables, disbursements and payables, information services, and cash positioning.

To find out more information about Treasury Services, please contact a member of our Treasury Services Team.

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Merchant Services

Whitney Bank Merchant Services provides high quality, high-value, competitively priced merchant processing for all major credit and debit cards. We provide the very latest payment industry technology, products and services along with a variety of other services to meet your business needs.

  • A knowledgeable staff and experienced personnel are available 24 hours a day, 365 days a year to provide you with the service you need.
  • Local Merchant Service representatives are available to customize a merchant program to fit your business needs.
  • We deliver a full range of payment solutions including credit, PIN-secured and signature based debit, gift cards, purchasing cards, and electronic benefits transfer (EBT), as well as loyalty and check services.
  • Your business will benefit from unsurpassed settlement capabilities. Processed transactions can be quickly credited to your Whitney Bank deposit account via the Automated Clearing House (ACH).
  • Wide range of terminal, hardware and software solutions to assist in your card processing.
  • Merchant transaction information is safely and securely available online.
  • Solutions to assist you in reducing fraud and eliminating chargebacks.
  • Ask your local branch banker to put you in touch with your Whitney Bank Merchant Services representative.

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Leasing Services

Leasing equipment through Whitney Bank could increase your productivity, conserve capital and, in some cases, result in tax benefits. Simply select the equipment you need and negotiate the price with the vendor of your choice. We'll purchase the equipment for you and design a lease best suited to your needs. Pay each month with pre-tax dollars; lease payments may be treated as a fully deductible operating expense. You'll have several attractive options when the lease expires, too.

You Enjoy the Benefits:

  • 100% financing
  • Flexible terms
  • Pay with pre-tax dollars
  • Make level payments
  • Capital, True and Municipal Leases available

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Employee Benefits Program

Whitney Bank's Trust & Asset Management Group has helped businesses of all sizes establish and manage employee savings funds through a variety of employee benefit programs. Each program is unique and provides a safe way for your employees to accumulate tax-deferred savings. The plans also provide substantial tax advantages for the sponsoring company.

  • Defined Benefit Pension Plans
  • Money Purchase Pension Plans
  • Profit Sharing Plans
  • 401(k) Plans

If you are self-employed, a partnership or corporation, Whitney Bank can provide a similar tax-advantaged benefit program.

Trust & Asset Management Services are:

NOT A DEPOSIT.

NOT FDIC INSURED.

NO BANK GUARANTEE.

MAY GO DOWN IN VALUE.

NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.


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